Take the next step toward homeownership with DPA Advantage, a program designed to ease the burden of upfront costs by providing down payment assistance through a non-repayable grant. Whether you are a first-time buyer, civil servant, educator, or healthcare worker, this opportunity helps make your dream of owning a home a reality.
Why Choose DPA Advantage?
Grant Assistance: Receive 2% or 3.5% of the purchase price as a grant for FHA-approved home purchases.
No Repayment Required: Keep your grant—no second lien or repayment obligations.
Flexible Program Options: Works seamlessly with FHA 203(b) and FHA renovation programs.
Seller Concessions: Up to 6% of the purchase price can cover closing costs.
Easy Qualification: Requires only a 620 credit score or higher.
One-Step Process: No need for third-party involvement—simple and streamlined from start to finish.
Eligibility Criteria
Income Requirements: Total borrower income must be equal to or less than 140% of the area’s median income.
Use the AMI Lookup Tool to verify.
Target Borrowers:
First-time homebuyers
Individuals currently working, retired, or volunteering as:
First responders (police, fire, EMTs)
Educators (teachers, administrators, school staff)
Medical personnel (doctors, nurses, healthcare providers)
Civil servants (municipal or government workers)
Military personnel (active or retired service members)
Location Requirements:
Eligible properties located within underserved census tracts qualify for additional benefits.
